Privacy Policy: 

Welcome to Auth-Clear’s Privacy Policy. This policy explains how we collect, use, and protect your personal information when you use our platform, website, and services. Please read this Privacy Policy carefully before using any of our services.

Auth-Clear is the owner of this website: https://auth-clear.com(“Website”). We manage and support the Website’s content, hosting, and functionality, often in collaboration with trusted third-party providers.

By accessing our services or creating a user account, you agree to the terms of this Privacy Policy. If you do not agree, please do not use our services.

Personal Information that Auth-Clear Collects About You

Personal information means any information about a directly or indirectly identifiable individual. When you interact with us through the Services or apply for a job with Auth-Clear, we may collect, use, store and transfer personal information about you, as further described below.

• Personal and online identifiers (such as first and last name, email address, or
  unique online identifiers);
• Contact information (such as telephone numbers);
• Record-keeping information (such as bank account number, or any other financial information);
• Commercial or transactions information (such as records of products or services purchased, obtained, or considered);
• Internet or other electronic network activity information (such as browsing history, search history, interactions with a website, email, application, dashboard or advertisement);
• Sensory information (such as call recordings or other audio, electronic, visual, or other similar technology);
• Professional or employment-related information (such as your resume);
• Inferences drawn from the above information about your predicted characteristics and preferences; and
• Other information about you that is linked to the personal information above.

Sources of Information

We collect information from the following categories of sources. For purposes of this section, “You” means Website visitors and owners, officers, and employees of companies, such as merchants, software platforms, marketplaces, and payment facilitators that interact with our Services.

• You:
  • Browsing our Website: When you visit our Website, our servers collect information about your internet browsing activity on our Website.
  • Opening an Account or Using our Services: When evaluating the Services and submitting an application to become a Auth-Clear customer, you will be required to provide us with information about your business and its owners and officers. When you use the Services, we collect transaction, merchant, and other information.
  • Your Inquiries: When you complete and submit a form or otherwise provide us or third parties with personal information about you on our Website, or contact us by e-mail and telephone, Auth-Clear stores the inquiries and their contents.
• Customers of our Merchants: If you are making a payment to a merchant that uses our Services to process your payment, we may, directly or through the merchant or Partner Platform providing services to the merchant, collect, process, and store financial and transaction related personal information about you and your transaction.
• Service Providers: We may receive information about you from our service providers, such as companies that manage risk and fraud or market the Services, card networks, payment processors, referral partners, identity verification companies, and from third parties that you have permitted to release information to us. We also may receive information about you from publicly available sources, such as from social media platforms like LinkedIn.

How Auth-Clear Uses Information About You

Auth-Clear may use this information for any lawful purpose, including the following reasons:

• To process transactions.
• To verify your identity and/or evaluate your eligibility for the Services.
• To provide you support, respond to your inquiries, and offer customer service.
• To send you notices and updates.
• To prevent or investigate fraud, illegal or prohibited activities, and security issues or breaches.
• To enforce our terms and any other agreements between you and us.
• To improve and maintain our Services and develop new products and services.
• To share new products, offers, promotions, or other information in which you may be interested.
• To personalize the Services.
• To monitor and analyze usage and activities in or related to our Services.
• To comply with any applicable laws, legal processes, and our contractual obligations.
• For any other reason provided to you in connection with our Services.

Third-Party Links and Tools

The Services and Website may provide links to third-party websites or apps. We do not control the privacy practices of those websites or apps, and they are not covered by this Privacy Policy. You should review the privacy policies of other websites or apps that you use to learn about their data practices.

The Website also includes integrated social media tools or “plug-ins,” such as social networking tools offered by third parties. If you use these tools to share personal information or you otherwise interact with these features on the Website, those companies may collect information about you and may use and share such information in accordance with your account settings, including by sharing such information with the general public.

Your interactions with Partner Platforms, merchants, or third-party companies and your use of their features are governed by the privacy policies of the companies that provide those features. We encourage you to carefully read the privacy policies of any accounts you create and use.

Security

Auth-Clear maintains technical, physical, and administrative security measures designed to provide reasonable protection for information.

Retention

We will store the personal information we collect for as long as reasonably necessary for purposes for which it was collected, subject to legal limitation periods, statutory or regulatory retention requirements, and legitimate business requirements, or as permitted by law. Following the conclusion of the applicable retention period, the information will be deleted, anonymized, or aggregated, in compliance with relevant legal and regulatory requirements (“Website”). We manage and support the Website’s content, hosting, and functionality, often in collaboration with trusted third-party providers.

By accessing our services or creating a user account, you agree to the terms of this Privacy Policy. If you do not agree, please do not use our services.